Newark Bankruptcy Attorney: Identity Theft and Your Credit Report

The agency will then investigate and must correct or delete inaccurate, incomplete or unverifiable information within a month. If the credit reporting agency investigates and concludes that the information is correct, it can continue to report the information. You will receive a copy of the investigation. If the investigation resulted in any changes in your credit report, you will also receive a copy of your credit report with the changes. You may ask that anyone who has recently received your report be notified of the change. You can ask the credit reporting agency to add a brief statement to your file if the dispute is not resolved by the investigation. Newark Bankruptcy Attorney Identity theft Inform the police if you are a victim of identity theft.  You must inform the credit reporting agencies so that they can issue a fraud alert notifying potential lenders about your identity theft. Credit Repair While credit repair cannot restore your credit to perfect status, it can result in some improvement in your credit score. It is a time consuming process and requires patience. It is perfectly legal. A successful credit repair can get you a credit card, home loan, auto loan, refinance, etc., at better interest rates. Our bankruptcy attorneys are based in Newark, NJ (New Jersey). From our offices, we help clients in with bankruptcy filing. We can help you file for bankruptcy. Newark Bankruptcy Attorney: Identity Theft and Your Credit Report.